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5 of Warren Buffet's Best Money Tips |
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 Few understand savvy money management like Warren Buffet. Fortunately, Buffet likes to share much of his knowledge with the rest of us little people, and his advice often comes for free. We have five of Warren Buffet's best money tips right here so you can begin capitalizing on the success of an investor who does it better than just about anyone else in the world.
We Have Nothing to Fear…
Actually investors tend to be a skittish bunch, but Buffet says the fear you smell in other can translate into big earnings for you. When others are shying away from the market, fearful of a downturn, that is the time when you can sneak in and snatch up some serious bargains. Buffet says the best investment strategy is to stick your nose to the grindstone and forge ahead, even when others are fleeing with fear, for best results put your money in an isa.
Keep Your Sights Set High (and Long)
Long-range goals – really long term, such as 15-20 years – help you to focus on the big advantages that you can enjoy by sticking with your investments. Long-term investments can handle the dips and rises common in the market so you can shoulder a bit more risk without worry. Forget those who are focusing on a single term or even one year – set your sights much longer, and you will be able to ride the stock market roller coaster much more calmly than your cohorts.
Work within Your Knowledge Base
It may not seem particularly glam or exciting, but investing in what you understand is the first step in maintaining good control over your investment portfolio. Your neighbor or best buddy may be quick to snatch up the next great thing and entice you to do the same. However, if you don't get how the investment operates, it is best to pass in favor of options that are easier for you to understand.
Save for a Rainy Day
Everyone needs a cushion to provide financial security and peace of mind. The question is how much it will take to help you sleep like a baby at night. For Buffet, that means keeping about $20 billion completely liquid in case of a financial emergency. While most of us do not have that type of savings account, a general rule of thumb is to keep six months of salary in a savings account. Once you have determined the amount you need, begin the arduous process of saving until you reach your goal.
Take Responsibility
No matter where you get your investment advice (even if it's from Buffet, himself), you must take ultimate responsibility for the decisions you make regarding your money. It is highly probable that at least some of your financial choices will not be profitable ones. However, by taking responsibility for your decisions, you can learn from your mistakes and make more lucrative choices in the future. Even Buffet admits to some glaring errors in his investment strategies, which he has been able to effectively overcome due to his willingness to live and learn.
Few know how to make a buck (or a billion) like Warren Buffet. With his sound advice under our own belts, maybe we can also make our bank accounts a little sweeter.
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Top 10 worst website design |
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We all like to see great looking websites that entice us with great graphics, rewarding content and well laid out information. Today most website designs are usually of a reasonable standard; even a website designer sat at home is able to cobble something together using simple software and a good sense of colour co-ordination.
However there are those website that are an abomination to the senses, so horrible that they make any web designer have terrible nightmares, leaving them gasping for breath at the sheer horror of choice of colour and layout. Some designers even go so far as claiming these sites are so terrible that they are in fact cool because of their anti-design stance. We will let you be the judge of that theory.
Some people however, no matter how hard they try, just cannot seem to get the hang of laying out an appealing website. Just like some people can’t dance, like at a wedding I attended earlier in the week, its shocked me that some people would even attempt to body-pop ‘badly’ in a designer suit, but that doesn’t stop them, my guess is they do it purely for the amusement of others, or it certainly seemed that way.
Below we have collated what we think are the top 10 most graphically offensive or extremely anti-design websites we have come across recently. They say beauty is in the eye of the beholder, in the case of these websites, we say the creator needs to go and have corrective eye surgery as you could probably do better if you smashed your face in to your keyboard several times.
NUMBER 1
http://www.frnz.de
Holy shizzle – what the hell is going on here? Someone’s just gone all out with animated gifs.
Number 2
http://msy.com.au/
Okay this website has nothing on the above example but considering they are computer experts, perhaps they should invest an visual overhaul ASAP.
Number 3
http://www.arngren.net/
Okay guys – this one a information overload, the creators of this site seem to think that people have double page spread monitors. Although I must admit they do have some nifty things for sale on their site.
Number 4
http://www.lingscars.com/
I’m sure ling has taken inspiration from example one. I think she is actually cool when she called out the Dragon’s on the hit TV show Dragons Den and said ‘I Chinese, we eat Dragons for breakfast’ you tell em’ Ling, but please get your website sorted.
Number 5
http://shop.videosoniclab.ihoststudio.com/default.aspx?categoryid=0
Another double page spread website with the best touch I have ever seen, a cute picture of their kid in PJ’s at the top of the page. Guys if you’re still in business, you need to give Sizzle Media a call, seriously!
Number 6
http://ronoslund.com/
I don’t know who Ron Oslund is, and I’m sure he’s a lovely chap, but his webpage is definitely a contender for the cheesiest website award 2010, including a very visual tribute to the late Lady Di.
Number 7
http://www.5safepoints.com/TCCscheduleofclasses.html
If your sensitive to rapidly changing colours and prone to migraines, I would avoid staring at this for more than a few seconds.
Number 8
WTF? Design aesthetics aside Is that spice girls music in the background? NOOOO
http://www.kibo.com/webtv/webtv.html
Number 9
http://yvettesbridalformal.com/index.htm
Okay, this website can perhaps be a contender for the anti design theory because bizarly it sort of works in a sacry way.
Number 10
http://www.miauk.com/
Now this website really is visual eye sore, why do this? She has a track called Bird flu, which is kind of catchy http://www.miauk.com/birdflu.html - I think she’s India’s answer to Gwen Stefani
And that is our rundown of the top ten most terrible websites to date 2010.
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